Our debt consolidation loans must be secured by your available home equity. More home equity you have - more you can borrow - it's that simple!

HOME VALUE - MORTGAGE BALANCE = HOME EQUITY

Example:

Your home value is $225,000 and your first mortgage balance is $168,000. This means that you could borrow $57,000 which is the difference between home value and your mortgage balance. However, if your mortgage balance is higher, say $217,000 then there is nothing we can do for you at this time, because you don't have sufficient home equity.

With the equity in your home, refinancing your existing mortgage is the smartest way to consolidate your debts. You can just throw your debts into the amount owed when you refinance and you'll have one lower monthly payment - guaranteed!

Refinancing is the best route to take because the interest rates are lower than any other debt consolidating options.

If you have been thinking about consolidating bills and have sufficient home equity, feel free to complete our online application form and we'll provide you with up to 4 different debt consolidation options.

CLICK HERE TO APPLY ONLINE!